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Overview of SBI General Insurance Company

SBI General Insurance Company Limited commenced its operations in the year 2010 and is a joint venture between State Bank of India and Insurance Australia Group (IAG). The company offers a wide range of general insurance products in retail and commercial space at affordable prices to make insurance accessible to all individuals and businesses.

The company offers a complete suite of products ranging from Motor, Health, Personal Accident, Travel and Home Insurance in the retail space and products like Aviation, Fire, Marine, Package, Construction & Engineering and Liability Insurance in the commercial space.

SBI General Insurance follows a robust multi-distribution model encompassing Bancassurance, Agency, Broking and Retail Direct Channels. Today, SBI General’s Distribution family includes over 21,000 IRDAI certified employees including the State Bank Group employees, and over 8,000 Agents to make insurance easily available even in the remote areas of the country.

SBI General Insurance has established its presence in over 23000 branches of State Bank Group and over 5500 Regional Rural Banks (RRBs).The company’s current geographical exposure covers 110+ cities pan India with a presence of another 350+ locations through satellite resources. SBI General Insurance is currently serving three key customer segments i.e. Retail Segment (catering to Individual & Families), Corporate Segment (catering mid to large size companies) and SME Segment.

Patient ratings

of SBI General Insurance Company

Overall Experience

(4.0/5)

Claims Process

(4.2/5)

Customer Service

(4.0/5)

Cost Satisfaction

(4.1/5)

Patient reviews of SBI General Insurance Company

manish
Reviewer
05-07-2018

I have my health insured with sbi general health insurance from last 4 years, i have a coverage value of Rs 30 lakhs for this insurance policy. My claim experience was very good and i claimed 100% of the billed amount. I have also taken the cashless treatment from this insurance policy

  • Date Visited 03-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

gaurav19
Reviewer
05-03-2018

I have a general health Insurance with Sbi for my parents. They had taken couple of years and it has a floating policy. The payments are generally deducted from my account. The offers covers the top hospitals which is very much helpful for me.

  • Date Visited 01-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

amit
Reviewer
05-02-2018

It has been a good experience with sbi general insurance and the process was easy to get my health insurance. The medical coverage is for three lakhs for me and easy of my family members, my spouse and child too. The premium is of 7800 per year. There are good benefits.

  • Date Visited 02-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

...
sukhdeep
Reviewer
04-16-2018

I have a general health Insurance with Sbi for my parents. They had taken couple of years and it has a floating policy. The payments are generally deducted from my account. The offers covers the top hospitals which is very much helpful for me.

  • Date Visited 01-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

gre615
03-27-2018

SBI insurance company general insurance autherised by the indian government . My father is an agent in this company . the working and the process is good and it is helpffull to the customers and many are attracting because its a government company and the cost is bit high comparing to the other priate limited companies . my father is from bussiness background, their service is good gathering many people and inccome is also good . the claim settlements are not good it takes more time all u need is patience but u will defenetly get the calim money .andd the commission is also less than others . but people are bealiving it so its going good and they want to speed up their service .

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

mr.karan
03-09-2018

I have taken Health insurance policy with HDFC Ergo,i pay a premium amount of 12,000 per annum.The policy coverage amount is 2 lakhs which is including family members.I have claim experience its cashless treatment covered 100%.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

kcp925
03-08-2018

I have a Health insurance policy from SBI general insurence. My final premium amount I paid is around Rs. 5400 per year and sum assured to me is around Rs. 3,00,000. I have not taken any claim yet. But the policy scheme and coverage is satisfactory. I would recommend others too.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

nid702
02-28-2018

Have the health insurance policy which is provided by my company. This policy covers 4 members in my family . This policy has the medical coverage up to 2lakhs . The customer support is good with national insurance, The cashless treatment options are good with this policy.

  • Date Visited 01-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: No

nid702
02-28-2018

This Health Insurance comes as a package with SBI Credit Card. I have been paying Rs.3000 premium per annum. The coverage offered in this Insurance is quite decent one. I make the payment using SBI Credit card for this Insurance. It's a decent Insurance to have.

  • Date Visited 01-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Maybe

jas314
02-28-2018

I am having a health insurance with SBI general insurance from last 3 years and it is a good insurance policy to use. My premium amount gets auto deducted from the salary account. I do not have claim experience so far with this insurance. I have a coverage of Rs 2 lakhs which is satisfactory

  • Date Visited 02-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

meh979
02-27-2018

Helath insurance from king of banking. it is best suited for sbi customers since it is offering variety of health schemes. it involves both cashless insurance schemes and also rimbursement schemes. sbi general insuance is coming from support and service ofthe top bank. so we can expect good customer service

  • Date Visited 02-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Maybe

ash731
02-27-2018

Health Insurance Plans have become very important in the modern age due to the rising cost of medical expenses and the treatment costs of various ailments.

Sbi Heath insurance various plans are there according to your needs.

Wide coverage – from 1, 00, 000/- to 5, 00, 000

Pre and post hospitalization expenses covered for 30 and 60 days respectively.

Cashless facility available across SBI’s Network of hospitals.

  • Date Visited 02-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

sha878
02-27-2018

Hey Friends I will share my opinion on this SBI Health insurance, its help me in very critical situation because my father was suddenly getting a emergency treatment and this Health insurance provides me a full support And Protection. the heath insurance is a policy that was offered you sum insured From 50, 000 To 500.000. my main motive is those people is above 46 years he/she needs this Medical checkup Buy this policy. This insurance policy provides wide protection to your family member under One single policy.

This policy Comes with 3 different plan option depends on your individual Needs.

  • Date Visited 01-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

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