Who Qualifies For Florida Blue?
Although you may eat right, exercise, and go to bed at a reasonable hour, you can still have medical problems. No matter how healthy you are, you still need insurance.
Florida Blue is the name under which Blue Cross Blue Shield operates in the Sunshine State. The company is devoted to affordable health care. They have retail centers in the State of Florida as well as a website that is designed to reach out to the state’s communities. It is a PPO plan that has a Medicare contract.
If you want to get insurance independently through Florida Blue, you can visit their website and buy a policy. If you want to get Medicare through Florida Blue, you will have to have all the same qualifications as if you applied through Medicare directly.
Medicare Qualifications
You qualify for Medicare if you are a United States citizen who is over 65, if you have certain disabilities, or if you have ALS. You will also be eligible if you have end-stage renal disease.
If you are over 65 and have Railroad Retirement benefits, Social Security retirement, or certain disabilities, you will be automatically enrolled in Medicare plan A and B.
If you want to get Medicare because you are retiring, you should apply for benefits three months before your 65th birthday. The Medicare office processes many applications every week, so you must apply in advance.
If are planning to continue working for a little while after your 65th birthday you can continue on your health insurance plan with your employer. You can apply for Medicare when you actually retire and you will not be penalized. If you currently receive your healthcare benefits from your spouse’s employer, you can still enroll in Medicare if you are over 65 and retired.
When can I get a Florida Blue plan?
If you are enrolling in a standard plan, the enrollment period is from October 1st to December 15th. if you are enrolling in Medicare through Florida Blue, you will have from November 1st to December 15th.
There are some individuals who will qualify for a special enrollment period. Women who have recently given birth or people who have married a Florida Blue Recipient may qualify for a special enrollment period.
What documentation will I need?
When you apply for Florida Blue, you will need to have your driver’s license and Social Security number. You should also bring your birth certificate and your last two years of W-2 forms.
What happens if I can’t afford Florida Blue?
If you can’t afford a health care plan, the government offers health care tax credits. This can help pay part of the cost. It is based on where you live, the size of your family, and the size of your income.
You can apply for benefits online, by phone, or in person. The best way to decide on a health care plan is to use a broker. A broker can advise you as to which of the Florida Blue Medicare plans is right for you. They will also be apprised of any policy changes that Medicare may have undergone.
COVID-19 has made it more important than ever to have health coverage. Hospital stays can cost thousands of dollars without insurance.
Health insurance is a must. You never know when an accident might befall you. If you plan well in advance, you can have uninterrupted coverage when you retire.
